When planning your next vacation or business trip, here are some things to consider: SOME COUNTRIES REQUIRE PROOF OF HEALTH INSURANCE, such as those requiring a Schengen visa or Cuba. Check those travel advisories. OVER 65? Find out if you qualify for travel insurance before you book your ticket. DETERMINE WHY YOU NEED COVER. Is itMore
RMS maintains a specialist employee benefits unit that provides design, placing, marketing and administrative services in domestic and regional Group and Individual Life, Group and Individual Health, Long Term Disability and Travel Insurances. Our major strength is in providing our mid-sized and large corporate clients with a range of solutions to help them optimize process efficiency and employee satisfaction. Apart from our transactional broking services, we provide specialist-consulting services in: –
Plan Design, Financial Analysis and Contract Renewals
Our understanding of the markets and our claims expertise support our clients’ need to be intimately aware of available options in this critical aspect of their human resource management.
RMS can assist with all aspects of traditional and non-traditional approaches to retirement benefit plan design, analysis, review and communication.
Survey Data / Research
RMS maintains a matrix of all domestically available employee benefit offerings from insurers, as well as benchmarking information on existing and proposed employer sponsored benefits.
Our strength lies in our negotiating skills and experience in the marketplace and our ability to market unique enhancements.
(by Khalil Lindsay, EBS Account Coordinator at Risk Management Services Ltd) Common questions our Employee Benefit client’s have asked are “Why haven’t I received payment, my doctor indicated the diagnosis on the claim form, abdominal pain.” Or “What do you mean by services ‘rendered are not related to the diagnosis?’” The answers that are given are “Sir/MadamMore
By George Tavares Retiree Group Health Coverage is growing in popularity locally, particularly amongst the larger and more profitable Companies- . Several factors have contributed to this trend – the major ones being as follows: – Employers see their moral responsibility to Employees extending beyond retirement fostered by Pension Plan Benefits, which maintain the mutual interest of bothMore
A NEW AND “LIVING’ BENEFIT NOW AVAILABLE UNDER GROUP LIFE GROUP CRITICAL ILLNESS PLANS (by George Tavares) Group Critical Illness represents one of the most comprehensive packages of living benefits available to employees today. It is a living Benefit that allows the insured to enjoy the benefits of the policy while alive. If the insured employee is diagnosed forMore
by Roelle Downer With an increasing need and want for Medical Health Insurance, coverage for Air Ambulance Services has become a standard benefit under most health plans. An Air Ambulance is an aircraft, which is equipped with life-support and/or surgical equipment, and staffed with medical personnel to provide care during flight to patients being transported to a medical facility.More