What to do immediately following a Motor Accident

after-accidentIn the case of a major accident, call the police immediately!

Mark the position of the vehicles at the point of impact and use your cell to take photos from various angles.

If there are no serious personal injuries, remove your vehicle to the side of the road if possible to allow the free passage of traffic provided there

Exchange the following information with the other party involved:

 

  • Driving permit number
  • Insurance certificate of the vehicle.
  • Take down the following information from the Certificate(s) of Insurance:
  • Insurance Company of other party
  •  Policy/Certificate Number(s)
  •  Name(s) of Owner(s) of the vehicle(s)
  • Period of Insurance (and expiry date)
  •  Any other information in respect of the names of persons permitted to drive.If possible, obtain the names, addresses and telephone contact numbers of any witnesses in any other vehicle/vehicles and any other independent witnesses to the accident.

DO NOT ACCEPT LIABILITY.

It is a condition of your Policy that you do not accept liability for the accident. You should therefore comply with the terms of the insurance policy.

Secure your vehicle and do not leave it unattended. Call for a tow vehicle if your vehicle cannot be driven and have it taken to a garage, safe place or your home.

Report the accident to the nearest Police Station and ensure that it is properly recorded in the Station Diary. Provide a full account of the accident and the names of witnesses and ensure that the police officer has taken the information accurately. Read the statement for accuracy. Take note of the police officer’s name and badge number.

 

For more information, please follow the link: http://www.national-financial- literacy.org.tt/training_resources/home_ownership_risk_management/In%20the%20Drivers%20Seat_Small.pdf